Apple Cinnamon Streusel Cream Cheese Muffins

Apple Cinnamon Streusel Cream Cheese Muffins
It didn't really feel like winter yet, not to me, at least, until yesterday.  In the winter months, Colorado is prettiest when it snows, because when the snow melts, everything is dry and brown until spring, so I prefer winters here to be white.

We've had a few scattered snowstorms over the past couple of months, although, disappointingly, not for Christmas.  Other than that, the days have been sunny and mild.  I suppose it's better for our heating bill, but just as I was longing for a gray, gloomy, chilly day, the snow came...